VIEW YOUR IBPS RRB - III 2014 RESULT (STATUS AND MARKS)

Hello dear Readers,
IBPS announced the Result of RRBs - CWE - III 2014.
Please enter your Registration Number or Roll No. and Password or Date of Birth and check your result. 

Follow below link to view your status pass or fail.

  Click here to View the Result.

Check RBI Assistant Mark Sheet ,Cut-Off Marks and Interview Schedule

Reserve Bank of India announced the Mark Sheet and Cut Off Marks for
the recruitment of Assistant which was held in September 2014 -

View the Interview Schedule for RBI Assistant recruitment (Click Here).

View the Mark Sheet and Cut Off Marks (Click Here).

All the best for Interview!!


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Call Letters Download Link Activated For SBI Associates PO Online Exam 2014

DEAR READERS,

Download your admit card for SBI ASSOCIATE PO exam.

You have to enter your registration numbers

and DOB or PASSWORD.

CLICK HERE to download.

Download Your Admit Card Of Probationary Officers (PO) in Associate Banks of SBI (2014-15)

Dear Readers, the State Bank of India (SBI) has been sending emails(The email id which was given by you at the time of online registration) to all candidates who have applied for the posts of Probationary Officers in Associate Banks of SBI (2014-15) with the details of date and time of the SBI Associates PO Online Examination 2014. 

Different Countries And their National Sports

We have find by viewing last some year exam papers many exam ask for the countries and their national sports. So, for our most valuable reader we decided to post some countries and their national game/sport.These will help you to increase your general knowledge about national games of countries.

India – Hockey

Pakistan – Hockey
Malaysia – BadMinton
Scotland – Rugby Football
Indonesia – Badminton
Bhutan – Archery
Russia – Football, Chess

Download your IBPS PO VI (4) Admit Card 2014

The Admit Card of IBPS CWE PO/MT IV Examination is going to be available on official website
of Institute of Banking Personnel Selection (IBPS).
Online Exam dates are 11, 12, 18 & 19-10-2014, 01 & 02-11-2014.

Download Your Pre Exam Training Call Letter for SBI Associate PO 2014:

The aspirants of  SC/ST/Minority communities 
who have applied for Pre - Exam training can download these call letters.

SBI has activated the download link of Pre  - Examination Training call letters of Recruitment of  Probationary Officer Exam 2014. Those aspirants who have applied for the pre - exam training can download their call letters.

RBI ASSISTANT RECRUITMENT 2014 RESULT OUT

Good News for the people who appeared in RBI assistant exam. Today, the Reserve Bank of India has released the results of RBI Assistants Online Exam which was held during 23rd, 24th, 25th, 26th and 28th September 2014. You can check the Roll

Download admit card for SSC CGL 2014 Tier-1 Exam.

Staff Selection Commission has recently released admit card for attending SSC CGL Tier-1 in Different States and Union Territories Examination, 2014 (Paper 1I). Examination will be held on 19,26-10-2014. The candidates who have applied for this examination can download their call letter from the link given below.Staff Selection Commission Every year conducting Combined Grade Level (CGL) Tier Exams.

MISCELLANEOUS – World

Fastest land animal .................................... Cheetah
Oldest national flag................................... Denmark
Fastest bird .................................................... Swift
Shortest river ........ Roe river in Montana (61 m long)
Lowest point on earth .............................. Dead Sea
Most densely populated province ............ Monacco
Least populous city .....................................Vatican

Who is BIGGEST in the World ?

Biggest dome ........................... Gol Gumbaz (India)
Biggest library ..................National Kie Library (CIS)
Biggest palace ..................................Vatican (Italy)
Biggest desert ................................ Sahara (Africa)
Biggest reptile ......................... Saltwater Crocodile
Biggest lizard ..............................Komodo Dragons
Biggest bird ................................... African Ostrich
Biggest eggs ..................................... Ostrich Eggs
Biggest flower .........................................Rafflesia.

DIFFRENT COUNTRIES AND THEIR PARLIAMENT

Afganistan : Shora

Australia : Federal Parliament

Bangladesh : Jatiya Sangsad

Bhutan : Tshogdu (National Assembly)

Britain : Parliament (Commons & Lords)

China : National People’s Congress

Denmark : Folketing

France : National Assembly

Hungary : National Assembly

Iceland : Althing

WHO IS FIRST IN THE WORLD ?

The first persons to reach Mount Everest – Sherpa Tenzing, Edmund Hillary

The first person to reach North Pole– Robert Peary

The first person to reach South Pole– Amundsen

The first religion of the world – Hinduism

The first country to print book – China

DOWNLOAD RBI ASSISTANT ONLINE EXAM 2014 CALL LETTER

Friends Reserve Bank of India (RBI) has released the RBI Assistants Online Exam 2014 Call Letters. RBI has invited online applications for the post of Assistants in the month of July-August 2014.Online exam is scheduled to be held in fourth week of September.
Download your call letters from below link.



DOWNLOAD ADMIT CARD 

DOWNLOAD SSC CGL 2013 TIER-2 ADMIT CARD

Staff Selection Commission has recently released admit card for attending SSC CGL Tier-2 in Different States and Union Territories Examination, 2013 (Paper II). Examination will be held on 20,21-08-2014. The candidates who have applied for this examination can download their call letter from the link given below.

 ADMIT CARD SSC CGL TIER-2 2013 :

SBI PO 2014 RESULT IS OUT - VIEW RESULT AND CUT OFF

Exam held in june-july SBI PO 2014 result is out.
View result in below link.Link is activated. View status of result in pdf file.
CUT-OFF marks Will be published soon in the sbi official website.

VIEW RESULT 

What is TALLEST in the World ?

Tallest fountain ................... Fountain Hills, Arizona

Tallest free standing structure (tower) .... CN Tower,Toronto (Canada)

Tallest active geyser ................. Steam boat Geyser Yellowstone National Park, (USA)

Tallest building ..................... Burj Khalifa in Dubai.

Tallest tree ................................The Redwood Tree

Tallest animal ...............................................Giraffe

Tallest road.... Khardungla Pass (Leh Manali, India)

Tallest office building .............. Petronas Twin Tower (Kualalumpur, Malaysia)

Tallest bridge ...... Royal Gorge Arkansas, America)

Tallest Statue ........... Statue of Motherland (USSR)

Tallest Minaret ...... Sultan Hassan Mosque (Egypt)

Tallest Railwayline .......... Quin - Hai - Tibet (China)

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What is DEEPEST in the World ?

Deepest ocean ................................... Pacific Ocean

Deepest lake ........................... Lake Baikal, (Siberia)

Deepest gorge ....................... Hell’s Canyon, (USA)

Deepest point in the ocean ........ Challenger deep of
Mariana Trench in Pacific Ocean


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What is LONGEST in the World ?

Longest river - Nile (Egypt)
Longest road - Pan American Highway
Longest railway platform - Kharagpur, (West Bengal)
Longest dam - Hirakud (Orissa)
Longest mountain range - Andes (South America)
Longest railway tunnel - Seikan Rail Tunnel (Japan)
Longest railway line - Trans-Siberian Railway (Russia)
Longest ship canal - Suez Canal
Longest estuary - Obeestuary (Russia)
Longest road tunnel - St. Gothard Road Tunnel (Switzerland)
Longest bridge - Second Lake Pontchartrain Causeway
Longest fresh water lake - Lake Tanganyika
Longest epic - Mahabharatha
Longest wall - Great Wall of China
Longest non-stop train - Flying Scotsman
Longest drought - Atacama Desert (North Chile)
Longest snake - Python
Longest dictionary - Oxford English Dictionary
Longest Airport - Dallas (USA)
Longest Railway Bridge – Lower Zambezi (Africa)
Longest Throughfare – Broadway (New York)
Longest Shipping Canal – Baltic White Sea Canal
Longest day – June 21
Longest Beach – Rio de Janerio (Brazil)
Longest Corridor – Rameswaram Temple (India)
Longest Railway Line – Trans - Siberian Railway
Longest Swimming Canal – English Canal

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What is HIGHEST in the World ?

Highest mountain peak - Mt. Everest (Nepal)

Highest mountain - Himalaya

Highest lake - Titicaca (Bolivia)

Highest plateau - Tibet

Highest continent - Antartica

Highest waterfall - Angel Falls, (Venezuela)

Highest active volcano - Guayathiri (Chile)

Highest capital city - La Paz (Bolivia)

Highest town - Wenchuan (Tibet)

Highest volcano - Cotopaxy (Ecuador)

Highest airport - Lhasa Airport (Tibet)

Highest railway station - Condor Station (Bolivia)

Highest river bridge - Royal Gorge (Colorado)

Highest road bridge - Bailey bridge built by the Indian Army at

Khardungla (Ladakh)

Highest railway - Qinghai - Tibet (5072m)

Highest Bridge - Milau (France) 2.46 km)

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What is SMALLEST in the World ?

Smallest continent ....................................Australia

Smallest ocean .............................................. Arctic

Smallest republic........................................... Nauru

Smallest colony ......................................... Gibraltar

Smallest state ..............................................Vatican

Smallest landmass...............The Australian Mainland

Smallest bird ..................................... Humming bird

Smallest flowering plant ................................Wolfia

Smallest planet ..........................................Mercury

World's Smallest Museum .................... Arizona, US

World's Smallest PC ............................. Space Cube

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What is Largest in the World ?

Largest continent ........................................... Asia

Largest ocean ............................................... Pacific

Largest river .............................................. Amazon

Largest river basin ..................................... Amazon

Largest lake (salt water) ....................... Caspian sea

Largest lake (fresh water) ..........Lake Superior (North America)

Largest artificial lake ..... Lake Mead at Hoover Dam,(USA). Originally known as Boulder.

Largest bay ................ Hudson Bay (North Canada)

Largest gulf ..................................... Gulf of Mexico

Largest gorge ........................ Grand Canyon (USA)

Largest sea .................................... South China sea

Largest delta....... Sundarbans (India & Bangladesh)

Largest peninsula ........................................ Arabia

Largest island ......................................... Greenland

Largest country (in area) .............................. Russia

Largest country (in population) ...................... China

Largest temple` ................... Angkorwat (Cambodia)

Largest archipelago ................................. Indonesia

Largest airport ... King Khalid International Airport at Riyadh (Saudi Arabia)

Largest church ................St.Peter's Basilica, (Rome)

Largest church ................St.Peter's Basilica, (Rome)

Largest mosque ...... Sha Faisal Mosque (Islamabad)

Largest embassy............ Russian Embassy (Beijing)

Largest war plane .......................... Mirage (France)

Largest prison ............................. Kharkov (Russia)

Largest hotel ...........MGM Grand Hotel and Casino,Las Vegas (USA)

Largest desert.................................. Sahara (Africa)

Largest forest ........................Coniferous Forests of Northern Russia

Largest stadium ................. Strahove (Czech Republic)

Largest library .... United States Library of Congress

Largest museum .................... American Museum of Natural History (New York)

Largest animal ....................................... Blue whale

Largest land animal ........... The African Bush Elephant

Largest democracy ......................................... India

Largest electorate ........................................... India

Largest town ......................... Mt. Isa (Queensland)

Largest palace ..................... Imperial Palace, Beijing

Largest dam........................... Three Gorges (China)

Largest landmass ................The Eurasian Landmass

Largest park ..Wood Buffalo National Park (Canada)

Largest zoo ...... Krugal National Park (South Africa)

Largest river island ......................... Majuli (Assam)

Largest inland sea .......................Mediterranean sea

Largest canal ........................ Keil Canal in Germany

Largest reef ............... Great Barrier Reef, (Australia)

Largest city (population) ................... Tokyo (Japan)

Largest estuary.....................................Ob (Russia)

Largest cave ........Mammoth Cave, Kentucky (USA)

Largest strait ........................................ Tartar strait

Largest wall ......................... The Great Wall (China)

Largest cemetery ....................... Leningrad (Russia)

Largest railway station ......... Grand Central Terminal(New York)

Largest university building .....................................University of Riyadh (Saudi Arabia)

Largest open university ........ Indira Gandhi National

Open University (New Delhi)

Largest steel plant ..........Nippon Steel plant (Japan)

Largest wingspan ....................................Albatross

Largest active volcano ............Mauna lao on Hawaii

Largest planet ............................................. Jupiter

Largest bird .................................................Ostrich

Largest sea bird .......................................Albatross

Largest diamond ................................. The Cullinan

Largest parliament .................... The National People's Congress

of the People's Republic of China

Largest north to south stretch of land ........ America

Largest cold desert ........................Gobi (Mongolia)

Largest plateau ................................... Pamir (Tibet)

Largest mountain range ..................... The Himalaya

Largest statue ............................... Statue of liberty

Largest bank ....................World bank (Washington)

Largest army.................................................. China

Largest cricket stadium .........Melbourne (Australia)

Largest navy .................................................. USA

Largest airforce............................................... USA

Largest natural satellite ............. Ganymede (Jupiter)

Largest port .......................................... New Jersey

Largest book publishing company ..........................Mc Graw Hill (New York)

Largest Dome in the World... Astrodome, in Housten (U.S.A)

Largest Epic ........................................ Mahabharata

Largest carnivorous mammal ................... Polar Bear

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SOME COMPANIES PUNCHLINES

ADLINES - COMPANY 

Born in Japan. Entertaining the world - Sansui

Exceed your vision - Epson 

Imagination at work - General Electric 

The global cooling expert - Voltas 

The Indian multinational - Videocon 

GEOGRAPHICAL DISCOVERIES

DISCOVERER.................................. DISCOVERY

Christopher Columbus (Italian)................... America
Vasco da Gama (Portuguese) ...... Sea route to India
John Cabot (British) ....................... New foundland
Pedro Alvarez Cabral (Portuguese)................. Brazil
Tasman (Dutch) Island of Tasmania & New Zealand
Captian Cook (British) . Sandwich (Hawaiin) Islands
Robert Peary (USA)............................... North Pole
Amundsun (Norway) ............................. South Pole

NATIONAL EMBLEMS

EMBLEM ............................................. COUNTRY

Kangaroo ................................................ Australia

Water Lilly .......................................... Bangladesh

White Lilly ........................................ Canada, Italy

Beach ....................................................... Denmark

Lily ............................................................. France

Corn Flower ............................................. Germany

Lioned Capital ................................................ India

Lion ..................................... Sri lanka, Sierra Leone

COUNTRIES AND CURRENCIES

COUNTRY............................................ CURRENCY

Brazil ................................................ Cruzeiro Real

Bulgaria.........................................................   Lev

Belgium ......................................................... Euro

China ........................................... Yuan/Renminbi

Columbia .....................................................   Peso

AUTOMOBILE COMPANIES PUNCHLINES

ADLINES - COMPANY 

Redisover luxury - Hyundai Sonata 

The flight of German engineering - Opel 

Sleek silent spirited - BalenoAltura 

The future of the automobile - Mercedes Benz 

Affordable luxury -Hyundai Accent

Improving the quality of life - Tata 

Driven by passion - Fiat 

Move ahead in luxury - Maruti Esteem 

Gem of an engine, Jewel of a car - Honda City 

Makes perfect sense - Honda City 

Own the road - Mitsubishi Lancer 

The ultimate driving machine - BMW 

India’s favourite family car - Santro 

 Khushiyon ki chaabi - TATA Nano 

Two luxury cars in one - Maruti Versa 

Refined aggression - Ford Mondeo 

Technology. To the max - Fiat Palio 

The science of comfort - Opel Astra 

Get noticed - Fiat Siena 

Feeling at home - Wagon R 

Nothing else will do - Mahindra Scorpio 

More smiles per hour - TVS Victor 

Rev your imagination - Accent Viva 

End of discussion - Honda Accord 

Fear the black - Bajaj pulsar 

Make your own road - Tata Safari 

Spoil yourself - Tata Indigo 

SOBRIQUETS

Britain of the East : Japan

Britain of the South : New Zealand

Battle field of Europe : Belgium

City of Cycles : Beijing

City of Dreaming Spires : Oxford

City of Eternal Springs : Quito (Ecuador)

City of Sky Scrappers : NewYork

City of Magnificent Distances: Washington D.C

City of Golden Gate : San Francisco(U.S.A)

City of Seven Hills : Rome (Italy)

Cockpit of Europe : Belgium

Copper Country : Zambia

IT COMPANIES

ADLINES - COMPANY

Information anywhere -Sybase 

Solutions for a small planet -IBM 

Software powers the internet -Oracle 

Architect of an internet world -Alcatel 

Applying thought -Wipro 

National Flowers of different countries

Country............................................Flowers

Canada........................................... Maple leaf

India ..................................................... Lotus

Scotland ...............................................Thistle

Spain .......................................... Pomegranate

Australia .........................................Gold Vatle

AIRLINES COMPANIES

ADLINES     -       COMPANY 

Keep discovering (ad-line)  - Emirates

The most friendly airlines -Austrian Airlines 

The heart of Asia -Cathay Pacific 

There is no better way to fly -Lufthansa 

NEW AND OLD NAMES OF PLACES, COUNTRIES

New Name ........................................... Old Name
Ankara ..................................................... Angora
Banjail .................................................... Bathurst
Bengalooru........................................... Bangalore
Beijing....................................................... Peking
Belize .........................................British Honduras
Bangladesh ..................................... East Pakistan
Botswana ..................................... Bechuana Land
Burkino Faso ...................................... Upper Volta

PUNCHLINES AND SLOGANS BANKS OPERATED IN INDIA

Allahabad Bank  -     A tradition of trust 

HSBC                -     Worlds local bank

Andhra Bank     -       Much more to do. With YOU in focus 

Bank Of Baroda   -      India's International Bank 

Bank of India     -       Relationships beyond Banking 

Bank of Rajasthan -     Together we Prosper 

pH Value of Different Substances

In pH value p stands for power and H stands for Hydrogen.The pH scale measures how acidic or basic a substance is. The pH scale ranges from 0 to 14. A pH of 7 is neutral. A pH less than 7 is acidic. A pH greater than 7 is basic.Lots of exams ask questions regarding to ph values of substance.There are some ph values of Substance.

ph value of Milk                        6.5 – 6.7

Math Numbers

In mathematics there are different type of numbers.In this post we prove a short view regarding to the type of numbers in maths.all the exams contains the aptitude section and without knowing the numbers system of math it is little tough to give answer correctly. Different type of number system are as follows:

1). 0, 1, 2, 3, 4, 5, 6, 7, 8, 9. are called Digits.

2). 10, 11, 12,----- are called Number.

3). Natural number (N) :- Counting numbers are called natural numbers.

Example:- 1, 2, 3,---etc. are all natural numbers. minimum natural number 1 and maximum natural number ∞

4). Whole numbers (W) :- All counting numbers together with zero from the set of whole numbers
Example:- 0, 1, 2, 3, 4, ------ are whole number.

5). Integers (Z) :- All counting numbers, 0 and -ve of counting numbers are called integers.
Example:- -∞---------, -3, -2, -1, 0, 1, 2, 3, -------∞

6). Rational Numbers (Q) :- A Rational Number is a real number that can be written as a simple fraction
Example:- {p/q/p,q∈Z}

7). Irrational Numbers :- An Irrational Number is a real number that cannot be written as a simple fraction.
Example:- √

8). Even numbers :- A number divisible by 2 is called an even number.
Example:- 0, 2, 4, 6, - - - - - - - - -

9). Odd numbers :- A number not divisible by 2 is called an odd number.
Example:- 1, 3, 5, 7, - - - - - -

10). Composite Numbers :- Numbers greater than 1 which are not prime, are called composite numbers.
Example:- 4, 6, 8, 9, 10, - - - -. 6 -> 1,2,3,6.

11). Prime Numbers:- A number greater than 1 having exactly two factors, namely 1 and itself is called a prime number.
Example:- Upto 100 prime numbers are:
2, 3, 5, 7, 11, 13, 17, 19, 23, 29, 31, 37, 41, 43, 47, 53, 59, 61, 71, 73, 79, 83, 89, 97

12). Co-prime Numbers:- Two natural numbers a and b are said to be co-prime if their HCF is 1.
Example:- (21, 44), (4, 9), (2, 3), - - - - -

13). Twin prime numbers :- A pair of prime numbers (as 3 and 5 or 11 and 13) differing by two are called twin prime number.
Example:- The twin pair primes between 1 and 100 are
(3, 5), (5, 7), (11, 13), (17, 19), (29, 31), (41, 43), (59, 61), (71, 73).

Interesting Animal World

Interesting Animal World

Biggest Eyes Bird: Ostriches

Biggest Bird: North African ostrich

Deadliest Animal: Female Anopheles mosquitoes, which carry malaria, kill more than a million people each year.

Fastest animal on Land: Cheetahs can run between 112 and 120 km/hr (70 and 75 mph)

Fastest animal in Water: Sailfish can swim up to 68 miles per hour.

Fastest animal in Air: Peregrine falcons, they can fly 70 miles/hour and dive toward the earth at more than 200 miles per hour.

Fastest Bird in Land: Ostriches is the fastest bird on land, running up to 40 miles per hour

Fastest Swimming Bird: Gentoo Penguin can swim 40 km per hour

Fastest Mammal in water: Dall Porpoises can swim up to 35 miles per hour.Gibbon

Heaviest Flying Bird: The Dalmatian Pelican

Heaviest cephalopod: Colossal squid

Highest jumper: Kangaroo, can jump up to 10ft

Longest arms: The Gibbon

Longest Gestation: Asian elephants are born after a gestation period of 19 to 22 months.

Longest Lifespan: Tortoise, more than 150 years

Loudest Animal: Blue whales' low-frequency pulses are as loud as 188 decibels

Loudest Animal in Land: Howler monkeys, whose howl can be heard 4.8km away.

Longest Migration: Arctic Terns migrate between Greenland and Antarctica each year travelling about 71,000 kilometers.Snow Leopard

Longest jumper: Snow Leopard, can jump up to 15m

Largest Animal: Blue whales are the largest animals of all time.

Largest Animal in land: African elephants are the heaviest and second tallest land animals.

Largest Invertebrate: Colossal Squid, reaching lengths of 10m, are the largest invertebrates.

Largest Carnivores: The Southern elephant seal.

Largest Reptile: The Saltwater Crocodile. An adult male saltwater crocodile’s weight is 409 to 1,000 kilograms (900–2,200 lb) and length is normally 4.1 to 5.5 meters (13–18 ft).

Largest Snake: The Green Anaconda

Most Venomous Animal: A single box jellyfish has enough venom to kill 60 adult humans

Smallest Mammal: Adult bumblebee bats, which live in Thailand, weigh about two grams.

Smallest Bird: Male bee hummingbirds weigh 0.056 ounces and are 2.75 Giraffe inches in length.

Strongest Animal: The rhinoceros beetle can lift 850 times its own weight.

Tallest Land Animal: Giraffe. It stands 5–6 m (16–20 ft) tall

General knowledge related to Geography

Ecosystem: It is a system formed by the interaction of all living organisms with each other and with the physical and chemical actors of the environment in which they live, all linked by transfer of energy and material. Large rain forest, grassland, desert, mountains, lake, river, ocean and even a small pond are examples of ecosystem.


natural environment: All living and non-living things which exist together naturally form natural environment. It refers to both biotic and abiotic conditions exist on the earth. Land, water, air, plants and animals comprise the natural environment.

major components of the environment : Following are the major components of the environment:1. Natural components: Land, Water, Air, biosphere.2. Man made components: Bridge, buildings, roads, monuments etc.3. Activities and interactions of human beings: social, family, political, economic activities etc.

• Bridge, buildings, roads, monuments, hospitals are four examples of human made environment.

lithosphere: Lithosphere is the solid crust or the hard top layer of the earth. It is made up of rocks and minerals and covered by a thin layer of soil. Is irregular surface forms various landforms like mountains, valleys, plains etc.

• Plants and animals are the two major components of biotic environment.

biosphere: Plant and animal kingdom together make biosphere or the living world. It is a narrow zone of the earth where land, water and air interact with each other to support life.


Man modifies his environment : Environment is our basic life support system. To fulfill his needs, man builds homes, factories and modifies the environment and its mineral wealth. For food, shelter and agriculture, he cuts forests and utilize land and water.


Plants and animals depend on each other: Plants and animals are also interdependent on each other. Plants consume carbon dioxide and give oxygen to air and prepare food, thus are producers. Animals consume plants and plant products. They also absorb oxygen and release carbon dioxide for plants. The dead and decaying animals act as nutrition to plants. Forests are the natural habitat for wild life.

• Humidity is a measure of the moisture in air. Hygrometer is used to measure humidity.

Weather: The day-to-day condition of the atmosphere at a place with respect to the temperature, humidity, rainfall, windspeed, etc., is called the weather at that place.

• Rain gauge used to measure rainfall.

Climate: The average weather pattern taken over a long time, say 25 years, is called the climate of the place.

adaptation: The tendency of an animal (organism) to develop special features which improve the chances of its survival in the surroundings where it lives is called adaptation.e.g. the thick coat of fur of polar bear is its adaptation to survive in polar/cold region.

tropical rainforest in India: Tropical rainforests are found in Western Ghats (Kerela, Karnataka, Nilgiri Hills, Maharashtra etc.) and Assam in India,


elephant living in the tropical rainforest adapt itself: An elephant has adapted to rainforest climatic conditions in the following ways:1. It long trunk which acts as nose has a strong sense of smell.2. It also uses its trunk to pick up food.3. Its tusks are modified teeth which can tear the bark of trees for food.4. Large ears of the elephant help it to hear even very soft sounds.5. Large ears also help the elephant to keep cool in the hot and humid climate of the rainforest.

camouflage: Many tropical animals can blend their skin colour with the surroundings. This feature is called camouflage. It protects them from predators. It also helps wild cats (e.g. lions and tigers) to catch their prey.

Some Facts related to Indian Currency:

1.    The first coins were minted (made) around 2500 years ago

2.     Paper money was first used in China over 1000 years ago.
3.    The first “rupee” was first introduced by Sher Shah Suri. It was based on a ratio of 40 copper pieces (paisa) per rupee.
4.    Udaya K Dharmalingam is the designer of the Indian rupee Symbol, which was adopted by the Government of India in 2010.

5.     From 1953, Hindi was displayed prominently on the new notes.
6.    The Government of India took over the issue of bank notes in 1861 from the Private and Presidency Banks.
7.     The first series of coins with the Indian rupee symbol was launched on 8 July, 2011.
8.     The first 1000 Rs Note was introduced in 2000.
9.     The first 20 Rs and 5 Rs note was introduced in 2001.
10.   Decimalization started in 1957 and the rupee was divided into 100 Naye Paise.
11.   Total 15 Languages (Apart from English) are printed in Indian Rupee Note. They are Assamese, Bengali, Gujarati, Kannada, Kashmiri, Konkani, Malayalam, Marathi, Nepali, Oriya, Panjabi, Sanskrit, Tamil, Telugu and Urdu.
12.  In India, the first paper bank note was published by Bank of Hindustan in 1770.
13.   The current Mahatma Gandhi series of bank notes stared from 1996 with new series of 10Rs notes.

14.  Indian coins are produced in 4 cities: Noida, Mumbai, Hyderabad, Kolkata. The coins produce from each city puts an identification mark under the year of issue. Coins produced in Noida have a dot mark, Mumbai have diamond mark, Hyderabad have star mark and coin produce from Kolkata have nothing beneath the year.

ACCOUNTING TERMS:BALANCE SHEET,ASSET,LIABILITIES,CAPITAL,CREDIT,DEBIT

1. 1. 
      
2. BALANCE SHEET: A balance sheet is a statement of the total assets and liabilities of an organization at a particular date – usually the last date of the accounting period.
 

1. A statement of fixed assets, current assets and the liabilities (something referred to as “Net Assets)
2. A statement showing how the net assets have been financed
The Company Act requires the balance sheet to be included in the published financial accounts of all limited companies. In reality, all other organizations that need to prepare accounting information for external users (e.g. charities, clubs and partnerships) will also product a balance sheet since it is an important statement of the financial affairs of the organization.

ASSET: An asset is any right or thing that is owned by a business. Assets include land, buildings, equipment and anything else that can be given a value in money terms for the purpose of financial reporting.

LIABILITIES: To acquire its assets, a business may have to obtain money from various sources in addition to its owners (shareholders) or from retained profits. The various amounts of money owned by a business are called liabilities.
To provide additional information to the user, assets and liabilities are usually classified in the balance sheet as:
Current: those due to be repaid or converted into cash within 12 months of the balance sheet date
Long-term: those due to be repaid or converted into cash more than 12 months after the balance sheet date
Fixed Assets: A fixed assets is an asset which is intended to be of the permanent nature and which is used by the business to provide the capability to conduct the trade.

CAPITAL: As well as borrowing from banks and other sources, all companies receive finance from their owners. This money is generally available for the life of the business and is normally only repaid when the company is “wound up”. To distinguish between the liabilities owed to the third parties and to the business owners, the latter is referred to as “capital” or “equity capital” of the company.

CREDIT: An accounting entry that either decreases assets or increases liabilities and equity on the company's balance sheet. On the company's income statement,  a credit will increase the company's accounts payable (a liability).
The amount of money available to be borrowed by an individual or a company is referred to as credit because it must be paid back to the lender at some point in the future. For example, when you make a purchase at your local mall with your VISA card it is considered a form of credit because you are buying goods with the understanding that you'll need to pay for them later.

DEBIT: An accounting entry that results in either an increase in assets or a decrease in liabilities on a company's balance sheet or in your bank account. A debit on an accounting entry will have opposite effects on the balance depending on whether it is done to assets or liabilities, with a debit to assets indicating an increase and vice versa for liabilities.
In fundamental accounting, debits are balanced by credits, which operate in the exact opposite direction. When a debit is made to one account of a financial statement, a corresponding credit must occur on an opposing account. This is the fundamental law of bookkeeping accounting.

MARGINAL STANDING FACILITY

MSF rate is the rate at which banks borrow funds overnight from the Reserve Bank of India (RBI) against approved government securities.
This came into effect in may 2011. Under the Marginal Standing Facility (MSF), currently banks avail funds from the RBI on overnight basis against their excess statutory liquidity ratio (SLR) holdings.

Under the facility, the eligible entities can avail overnight, up to one per cent of their respective Net Demand and Time Liabilities (NDTL) outstanding at the end of the second preceding fortnight.

Rate of Interest: The rate of interest on amount availed under this facility will be 100 basis points above the LAF repo rate, or as decided by the Reserve Bank from time to time.
Timing: The Facility will be available on all working days in Mumbai, excluding Saturdays between 3.30 P.M. and 4.30 P.M.

Minimum request size: Requests will be received for a minimum amount of Rs. One crore and in multiples of Rs. One crore thereafter.

Current MSF rate: In the mid-quarter review of the monetary policy , the Reserve Bank of India (RBI) increased the Marginal Standing Facility (MSF) rate by 25 basis points to 9.00% and increased the Repo rate by 25 basis points to 8.00% with immediate effect.

Requirement: It is required because Commercial banks borrow money from RBI at MSF rate when there is an acute cash shortage or acute asset-liability mismatch.

Some Interesting Science Facts

1. There are 62,000 miles of blood vessles in the human body – laid end to end they would circle the earth 2.5 times.

2. At over 2000 kms long, the Great Barrier Reef is the largest living structure on Earth.

3. The risk of being stuck by a falling meteorite for a human is one occurrence every 9,300 years.

4.  A thimbleful of a neutron star would weigh over 100 million tons.

5. A typical hurricane produces produces the energy equivalent of 8,000 one megaton bombs.

6. Blood sucking hookwormsinhabit 700 million people worldwide.

7. The highest speed ever achieved on a bicycle is 166.94 mph, by Fred Rompelberg.

8. We can produce laser light a million times brighter than sunshine.

9. 65% of those with autism are left handed

10. The combined length of the roots of a Finnish pine tree is over 30 miles.

11. the ocean contains enough salt to cover all the constituents to a depth of nearly 500 feet

12. the interstellar gas cloud Sagittarius B contain billion and billion liters of alcohol.

13. Polar bear can run at 25 miles an hour and jump over 6 feet in the air.

14. 60-65 million years ago dolphins and humans shared a common ancestor

15. Polar bears are nearly undetectable by infrared cameras, due to their transparent fur.

16. The average person accidently eats bugs each year of their life

17. A single ryeplant can spread up to 400 miles of roots underground.

18. The temperature on the surface of Mercury exceeds 430 degrees C during the day, and at night, plummets to minus 180 degrees.

19. The evaporation from a large oak or beech tree is from ten to twenty-five gallons in twenty four hours.

20. Butterflies taste with their hind feet, and their taste sensation works on touch – this allows them to determine whether a leaf is edible or not.


source:bankersadda